Do You Have $400?

By Stacey Vanek Smith

Cardiff Garcia

Published June 5, 2018 at 4:56 PM EDT

The U.S. economy has been humming along for the last few years, but its momentum can mask the financial fragility of millions of Americans adults. A survey by the Federal Reserve reveals just how precarious situation is for a surprising number of people — and how vulnerable they are to the regular ups and downs of the economic cycle.

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Stacey Vanek Smith

Stacey Vanek Smith is the co-host of NPR's The Indicator from Planet Money.She's also a correspondent for Planet Money, where she covers business and economics. In this role, Smith has followed economic stories down the muddy back roads of Oklahoma to buy 100 barrels of oil; she's traveled to Pune, India, to track down the man who pitched the country's dramatic currency devaluation to the prime minister; and she's spoken with a North Korean woman who made a small fortune smuggling artificial sweetener in from China.

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